Employee workplace scheme

We work with employers to make saving and borrowing easy. 

We are a community-based not-for-profit ethical bank. Employers choose us for honest, genuine and affordable finance.

Some of our workplace scheme partners

Big banks -

No thanks

Start saving and borrowing with your local bank and salary-linked employee benefits.

It couldn't be easier. You choose to save or borrow and your employer makes the payments for you directly from your salary.

Dual regulated by the Financial Conduct Authority (213757) and The Prudential Regulatory Authority

Ask your employer about our preferential savings & discounted loan rates for employees.

Christmas Club

Payroll deduction saving is a popular and easy way to save.

You decide how much to save each month and it’s deducted directly from your pay.

Employees who save and have financial reserves are known to be happier!

Workplace loans

A payroll deduction loan is a way for you to borrow and pay back the loan directly from your salary.

Our interest rates are usually lower than those offered by the big banks and include integrated savings payable at the end of your loan term.

Credit builder

Credit Builder is a unique loan-linked savings account registered with all the major credit referencing agencies.

It's an easy way for you to build and improve your credit rating by saving and helping you reach your savings goals.

Key features

  • Exclusive savings products for selected employers.

  • Exclusive personal loan rates guaranteed to be better overall than the top ten major banks.

  • An intuitive, easy and hassle-free way to save or borrow.

  • A genuine, ethical and not-for-profit bank.

What do people say about us

Find our how we’re helping local communities.

Our Foundation supports community grants, groups, organisations and disadvantaged people excluded from financial products.