Is your current account getting you down?

  • Huge fees for being in the red

  • International call centres

  • Hanging around on the telephone

  • Lacking the personal touch

  • Feeling like nobody really cares

The bank you can talk to

91% of customers said the engage account was good value for money.

88% of customers would recommend the engage account to their friends.

Customer Survey June 2023

Here is your new VISA debit card

GUARANTEED ACCEPTANCE 

No credit check

No overdraft interest charges

Unemployed & employed accepted

Bad credit history accepted

Local call centre

Wessex Community Bank Current Account

VISA debit card and full-feature bank account:

  • No minimum monthly income

  • Local UK call centre

  • ATM cash withdrawals - FREE

  • Cashback rewards up to 15% - FREE

  • Electronic transfers - FREE

  • No overdraft fee

  • Real-time account balances

  • View all transaction information

  • Instant notifications when you receive funds/make payments

  • Pay bills by transfer, standing order or direct debit

  • Manage bills with our easy-to-use budgeting tools

  • Send and request money from others

  • Temporary block/unblock your debit cards

  • Earn cashback rewards on shopping and services

  • Pay cash in at your local PayPoint or Post Office

Contactless payments with your debit card or mobile phone

Engage has been designed to make your life easier by packing all the payment features you need onto your mobile phone.

As well as using your contactless debit card to purchase, you can also use your smartphone to make contactless payments.

Cashback rewards

Earn monthly rewards. We’ll pay you monthly cashback rewards of up to 15% when you spend on your card in many of the most popular high street shops.

Spend £200 on a weekly shop at ASDA and get:

£6 cashback!

Pop into Sainsbury and spend £100 and get:

£4 cashback!

This is what you get with our current account

Guaranteed acceptance

No credit check

Apple Pay, Samsung Pay & Google Pay

Envelopes to help you budget

Online banking with mobile app

Cashback rewards

No minimum monthly deposits

An ethical bank

Local call centre

Overdraft ringfence to help stop unpaid items from getting you into debt.

Yes to unemployed, bad credit, IVA, self-employed, no credit history No interest charges for going overdrawn.No minimum monthly deposits

Download the engage account terms & conditions

Transparent management fee

Some banks say their current account is free and then charge you for this, that and the other.

We have a transparent administration fee of only £2.25 weekly. Your weekly fee could be set off when you spend on your card with cashback rewards. Other fees may apply - see our full terms and conditions.

Apply today - same day opening.