Is your current account getting you down?
Huge fees for being in the red
International call centres
Hanging around on the telephone
Lacking the personal touch
Feeling like nobody really cares
The bank you can talk to
91% of customers said the engage account was good value for money.
88% of customers would recommend the engage account to their friends.
Customer Survey June 2023
Here is your new VISA debit card
GUARANTEED ACCEPTANCE
No credit check
No overdraft interest charges
Unemployed & employed accepted
Bad credit history accepted
Local call centre
VISA debit card and full-feature bank account:
No minimum monthly income
Local UK call centre
ATM cash withdrawals - FREE
Cashback rewards up to 15% - FREE
Electronic transfers - FREE
No overdraft fee
Real-time account balances
View all transaction information
Instant notifications when you receive funds/make payments
Pay bills by transfer, standing order or direct debit
Manage bills with our easy-to-use budgeting tools
Send and request money from others
Temporary block/unblock your debit cards
Earn cashback rewards on shopping and services
Pay cash in at your local PayPoint or Post Office
Contactless payments with your debit card or mobile phone
Engage has been designed to make your life easier by packing all the payment features you need onto your mobile phone.
As well as using your contactless debit card to purchase, you can also use your smartphone to make contactless payments.
Cashback rewards
Earn monthly rewards. We’ll pay you monthly cashback rewards of up to 15% when you spend on your card in many of the most popular high street shops.
Spend £200 on a weekly shop at ASDA and get:
£6 cashback!
Pop into Sainsbury and spend £100 and get:
£4 cashback!
This is what you get with our current account
Guaranteed acceptance
No credit check
Apple Pay, Samsung Pay & Google Pay
Envelopes to help you budget
Online banking with mobile app
Cashback rewards
No minimum monthly deposits
An ethical bank
Local call centre
Overdraft ringfence to help stop unpaid items from getting you into debt.
Yes to unemployed, bad credit, IVA, self-employed, no credit history No interest charges for going overdrawn.No minimum monthly deposits
Download the engage account terms & conditions
Transparent management fee
Some banks say their current account is free and then charge you for this, that and the other.
We have a transparent administration fee of only £2.25 weekly. Your weekly fee could be set off when you spend on your card with cashback rewards. Other fees may apply - see our full terms and conditions.
Apply today - same day opening.