YOU ARE

WESEEX COMMUNITY BANK

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Our Ethical Investment Policy

Your savings are guaranteed against loss
We only invest in ethical & transparant funds

Profits are distributed back in to Hampshire & IOW

 

Our Ethical Investment Policy can be found here

 

 

With several million in Member deposits safely invested with our bank, you can save without risk on a regular basis and get in to the saving habit.

 

All our deposits are protected by the Financial Services Compensation Scheme up to £85,000 of individual savings.

Every basic-rate taxpayer is now able to earn £1,000 each year in savings interest before paying any tax on it (and higher-rate taxpayers can earn £500). Subject to any changes in Inland Revenue rules.

 

INSTANT ACCESS SAVER

 

If you just want to be part of your local bank and need a basic savings account, then this is it.

 

Start saving with a basic savers account. Make regular payments in by direct debit or standing order and get in to the habit of saving. 

 

MIN DEPOSIT: £1

MAX DEPOSIT: £30,000

ACCOUNT FEES: None

ACCESS: Branch | Online | Telephone.

CURRENT ACCOUNT & VISA DEBIT CARD

 

Guaranteed acceptance for emmployed, unemployed, bankrupt or bad credit history. We don't discriminate on your past.

 

If you are fed up being charged high interest and costly fees for going overdrawn or you failed a credit check, then our current account is for you. 

 

MIN DEPOSIT: £1

MAX DEPOSIT: £10,000

DAILY ATM WITHDRAWAL: £25o

REWARDS SCHEME: YES

ONLINE BANKING: YES

ACCESS: Branch | Mobile app | Telephone

JUNIOR SAVERS ACCOUNT

 

Once your child joins and becomes a Member they have their very own savings account. 

 

A child will be supported by a Trustee (you, the parent or guardian) who will authorise withdrawals. Cash or cheque deposits can be made over the counter at our branch or by bank transfer.

 

MIN DEPOSIT: £1

MAX DEPOSIT: £30,000

ACCOUNT FEES: None

DIVIDEND : 0.5% gross

ACCESS: Branch | Online | Telephone.

ETHICAL FLEXI CASH ISA 

GUARANTEED CAPITAL RETURN

 

Our ISA is also flexible, allowing you to withdraw and replace money without negatively counting towards your annual ISA allowance.

 

MIN DEPOSIT: £1

MAX DEPOSIT: £20,000

ACCOUNT FEES: None

ACCESS: Branch | Online | Telephone.

DIVIDEND: past 0.5% gross

INVESTMENT: Ethical

RISK: Guaranteed capital return

* subject to inland revenue rules

CHRISTMAS CLUB

 

Christmas can be an expensive time of year. If you pay for Christmas on a credit card, store card or loan, you could end up paying loads extra in interest charges.

  • Take the worry out of Christmas shopping
  • Easy to set up and make deposits
  • Pays out on 1st November

 

MIN DEPOSIT: £1

MAX DEPOSIT: £30,000

ACCOUNT FEES: Free

ACCESS: Branch | Online | Telephone.

All our customer deposits are protected by the Financial Services Compensation Scheme up to £85,000 of individual savings.

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The bank for Hampshire & IOW