Join us by choosing the account that's right for you
With several million in Member deposits safely invested with our bank, you can save without risk on a regular basis and get in to the saving habit.
All our deposits are protected by the Financial Services Compensation Scheme up to £85,000 of individual savings.
Our ethical policy:
- investing with guarantees against customer loss
- investing with honesty and transparency
- supporting economic and social development in Hampshire
Every basic-rate taxpayer is now able to earn £1,000 each year in savings interest before paying any tax on it (and higher-rate taxpayers can earn £500). Subject to any changes in inland revenue rules.
Standard Member saver account
If you just want to be part of your local bank and need a basic savings account, then this is it.
When you join us you will automatically be allocated a standard savings account. It must maintain a minimum balance of £1 at all times.
The account can be used for regular savings and is totally flexible in terms of how much and how often you us it.
MIN DEPOSIT: £1
MAX DEPOSIT: £25,000
ACCOUNT FEES: Free
ACCESS: Branch | Online | Telephone.
Engage current Account
(with VISA debit card)
An everyday use current account with cashback rewards when you use your card and full featured internet banking. If you are fed up being charged high interest and costly fees for going overdrawn or you failed a credit check, then our current account could be for you.
MIN DEPOSIT: £1
MAX DEPOSIT: £10,000
DAILY ATM WITHDRAWAL: £25o
ACCOUNT FEES:
ATM withdrawal - FREE Cashback - FREE Telephone balance enquiry - FREE ATM balance enquiry - £0.10 Going over your account limit - NONE Returned Direct Debits - £10 (after 3pm) Bank statements - FREE Copy of bank statements - FREE Interest on overdrawn accounts - NONE Weekly charge £2.25ACCESS: Branch | Mobile app | Telephone.
Junior saver account
Once your child joins and becomes a Member they have their very own savings account.
A child will be supported by a Trustee (you, the parent or guardian) who will authorise withdrawals. Cash or cheque deposits can be made over the counter at our branch or by bank transfer.
MIN DEPOSIT: £1
MAX DEPOSIT: £25,000
ACCOUNT FEES: Free
ACCESS: Branch | Online | Telephone.
Flexible cash ISA
Cash ISAs allow you to save tax-free. Your ISA allowance for the tax year ending 5 April 2018 is £20,000.
Our ISA is also flexible, allowing you to withdraw and replace money without negatively counting towards your annual ISA allowance.
MIN DEPOSIT: £1
MAX DEPOSIT: £20,000
ACCOUNT FEES: Free
ACCESS: Branch | Online | Telephone.
DIVIDEND 2016: 0.5% tax free
INVESTMENT: Ethical
RISK: Guaranteed capital return
* subject to inland revenue rules
Popular Christmas club
Christmas can be an expensive time of year. If you pay for Christmas on a credit card, store card or loan, you could end up paying loads extra in interest charges.
> Put a little aside each week for next Christmas
> Take the worry out of Christmas shopping
> Easy to set up and make deposits
> Pays out on 1st November
MIN DEPOSIT: £1
MAX DEPOSIT: £25,000
ACCOUNT FEES: Free
ACCESS: Branch | Online | Telephone.
Download the Christmas Club leaflet
All our customer deposits are protected by the Financial Services Compensation Scheme up to £85,000 of individual savings.
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