Our Ethical Investment Policy

 

Your savings are guaranteed against loss
We only invest in ethical & transparant funds

Profits are distributed back in to Hampshire & IOW

 

Our Ethical Investment Policy can be found here

 

With several million in Member deposits safely invested with our bank, you can save without risk on a regular basis and get in to the saving habit.

 

All our deposits are protected by the Financial Services Compensation Scheme up to £85,000 of individual savings.

 

Accounts

 

INSTANT ACCESS SAVER

 

If you just want to be part of your local bank and need a basic savings account, then this is it. Make regular payments in by direct debit or standing order and get in to the habit of saving. 

 

MIN DEPOSIT: £1

MAX DEPOSIT: £30,000

ACCOUNT FEES: None

ACCESS: Branch | Online | Telephone.

CURRENT ACCOUNT & VISA DEBIT CARD

 

Guaranteed acceptance for employed, unemployed, bankrupt or bad credit history.  No ATM charges or overdraft fees.

 

MIN DEPOSIT: £1

MAX DEPOSIT: £10,000

DAILY ATM WITHDRAWAL: £25o

REWARDS SCHEME: YES

ACCESS: Branch | Mobile app | Telephone

ETHICAL FLEXI CASH ISA 

 

Our ISA is also flexible, allowing you to withdraw and replace money without negatively counting towards your annual ISA allowance.

 

MIN DEPOSIT: £1

MAX DEPOSIT: £20,000

ACCOUNT FEES: None

ACCESS: Branch | Online | Telephone.

INVESTMENT: Ethical

RISK PROFILE: Guaranteed capital return

DIVIDEND: 0.5% Gross

CHRISTMAS CLUB

 

If you pay for Christmas on a credit card or store card you could end up paying loads extra in interest charges. Instead, take the worry out of Christmas expense by saving now.

 

MIN DEPOSIT: £1

MAX DEPOSIT: £30,000

ACCOUNT FEES: None

ACCESS: Branch | Online | Telephone.

JUNIOR SAVERS ACCOUNT

 

Help get them interested in saving at an early age with their very own savings account. A child will be supported by a Trustee who will authorise withdrawals. 

 

MIN DEPOSIT: £1

MAX DEPOSIT: £30,000

ACCOUNT FEES: None

DIVIDEND : 0.5% gross

ACCESS: Branch | Online | Telephone.

All our customer deposits are protected by the Financial Services Compensation Scheme up to £85,000 of individual savings.

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The bank for Hampshire & IOW