It's the new way to borrow money!
We help you borrow and save at the same time - it makes perfect sense.
Get an amazing low-rate loan from your local bank and when your loan ends you will have built up an amazing pot of cash!
BE DIFFERENT TO THE NORM
Example: Borrow £3,000 with a standardPlus loan and see the difference
WESSEX COMMUNITY BANK
8% APR
BARCLAYS
20.9% APR
HALIFAX
19.9% APR
NATWEST
19.9% APR
Comparison correct at 10/09/21 on loans up to £4,999 on a StandardPlus loan. When compared to Barclays, Halifax, Santander, Nationwide, TSB. Wessex Community Bank personal loans had a lower APR.
HOW DOES THE CASHBACK! LOAN WORK?
With every single loan repayment you make, we stash a bit of cash away for you at the same time in to your personal cashback savings account.
So, when your loan ends, you'll have built-up a lovely pot of money.
It's yours to keep. No hidden catches.
It's where real Heroes are made.
APPLY FOR A LOAN
Home Improvements | New or Used Car I Pay Off Expensive Credit Cards & Overdrafts
Try out the calculator.
You will not pay back more on your loan than you would otherwise by taking out this product.
Do not take out this type of loan purely on the basis of obtaining a cashback.
TAKE A BREAK
Most loans come with a 3 months repayment holiday which can be taken one month at a time, or one go.
PAY IT OFF
Pay your loan off early & we guarantee they'll be no 'rounding up' of interest charges until the end of the month.
YOUR BANK
You'll be part of honest and genuine local banking. Run by local people for local people.
CASHBACK!
Borrow and save at the same time with the CASHBACK! Loan. It's awesome.
Representative example: 8% APR Representative based on a loan of £2,500 repayable over 24 months at an interest rate of 11% pa (fixed). Monthly repayment of £116.52 Total amount payable £2,796.47. Rates vary depending on your personal circumstances. This calculator is a guide to repayments.
Terms & Conditions of offer
Our comparable offer is based on one of the following lenders listed below, offering a combination deal comprising all of the following attributes. Three month payment break, 2 months deferred start option, no redemption penalty, cashback when the loan ends of at least 10% of the loan amount. Offer based on single applicant unsecured personal loan, excluding car finance agreements or loan agreements attached to conditional purchases, home improvement offers or offered via third-parties or buy now pay later agreements.. The comparable lenders includes: Halifax. Nationwide. Barclays. TSB. Lloyds. Natwest. Provident. Santander. HSBC. COOP. RBS. Based on a maximum loan of £4.999. You will need to provide a loan offer from one of the lenders listed and not an assumption that you will be granted a loan at the rate advertised by any comparable lender. In the unlikely event you can find a better overall deal e'll guarantee to match it. If we can't, we'll give you £50
LENDING GUIDLINES
We currently can't lend to you:
If you are self-employed
If you are on contract or on zero hr
If you have had a Debt Relief Order (DRO) in the last 6 years
If you have had an Individual Voluntary Arrangement (IVA) in the last 6 years
If you have been employed less than 6 months
Standard criteria
Minimum age at outset - 18
Max age at loan end - 75
Minimum loan - £350
Maximum loan £4,999
Maximum loan - £15,000 when secured against savings
Employed or benefit or pension income considered
Flexibility as standard
No penalty for repaying your loan off early
No set up fees
No late payment fees
Interest charged daily
Pay weekly, 4 weekly, fortnightly or monthly
Pay by standing order or direct debit
3 months payment holiday (in one go or separately) Available on selected loan products
*dependent on loan type
Small print
Make sure you can afford the repayments. A loan is an important financial commitment and failure to keep to the monthly repayments may result in an adverse effect on your credit rating. Always talk to us if you are experiencing financial difficulties. Applicants must be aged 18 or over. Loans subject to status.
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