Get your loan today & when your your loan ends you'll also get your very own cashback of up to £750!




The only personal loan that gives you cashback when your loan ends. Get an amazing low-rate loan from your local bank and when your loan ends, you could get as much as £750 in cold hard cash. You don't pay back your cashback. It's yours to keep!


Interest rates from as low as 5.1% APR



Most loans come with a 3 months repayment holiday that can be taken one month at a time, or in one go.





Pay your loan off early & we guarantee they'll be no 'rounding up' of interest charges until the end of the month.





Pay by direct debit or standing order. Pay weekly or monthly. It's your choice.





Know that your loan is with an ethical  local not-for-profit community bank. 






With every single loan repayment you make, we stash a little bit of cash away for you at the same time in to a personal cashback pot.


So, when your loan ends, you'll have built-up a lovely pot of money in a savers account.


And it's all yours to keep!






A guide to your cashback and loan repayments


Representative example: 5.1% APR Representative based on a loan of £7,100 repayable over 48 months at an interest rate of 5.1% pa (fixed). Monthly repayment of £163.51 Total amount payable £7,848.37. Rates vary depending on your personal circumstances. This calculator is a guide to repayments.

Personal loan guide
A personal loan summary.pdf
Adobe Acrobat document [171.6 KB]

We currently can't lend to you:


If you are self-employed

If you are on contract or on zero hr

If you have had a Debt Relief Order (DRO) in the last 6 years

If you have had an Individual Voluntary Arrangement (IVA) in the last 6 years

If you have been employed less than 6 months


Standard criteria


Minimum age at outset - 18

Max age at loan end - 75

Minimum loan - £350

Maximum loan - £7,499

Employed or benefit or pension income considered


Flexibility as standard


No penalty for repaying your loan off early

No set up fees

No late payment fees

Interest charged daily

Pay weekly, 4 weekly, fortnightly or monthly

Pay by standing order or direct debit

3 months payment holiday (in one go or separately) Available on selected loan products

*dependent on loan type


Small print

Make sure you can afford the repayments. A loan is an important financial commitment and failure to keep to the monthly repayments may result in an adverse effect on your credit rating. Always talk to us if you are experiencing financial difficulties. Applicants must be aged 18 or over. Loans subject to status. 

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The bank for Hampshire & IOW