CASHBACK
PERSONAL LOANS
Get your loan today & when your your loan ends you'll get your very own cashback of up to £750!
Every loan is assessed by a living, breathing person. Get that personal loan from a local bank, run by local people for the benefit of local people.
Interest rates from as low as 5.1% APR
TAKE A BREAK
Most loans come with a 3 months repayment holiday that can be taken one month at a time, or in one go.
PAY IT OFF
Pay your loan off early & we guarantee they'll be no 'rounding up' of interest charges until the end of the month.
GET FLEXIBLE
Pay by direct debit or standing order. Pay weekly or monthly. It's your choice.
BE HAPPY
Know that your loan is with a local not-for-profit community bank.
HOW DOES THE CASHBACK LOAN WORK
We're not like the big banks.
Community banks encourage saving.
That's why, with every single loan repayment you make, we stash a little bit of cash away.
So, when your loan ends, you'll have built-up a lovely pot of money in a savers account.
And it's all yours.
Awesome!
A guide to your cashback and loan repayments
Representative example: 5.1% APR Representative based on a loan of £7,100 repayable over 48 months at an interest rate of 5.1% pa (fixed). Monthly repayment of £163.51 Total amount payable £7,848.37. Rates vary depending on your personal circumstances. This calculator is a guide to repayments.
LENDING GUIDLINES
We currently can't lend to you:
If you are self-employed
If you are on contract or on zero hr
If you have ever had a Debt Relief Order (DRO)
If you have ever had an Individual Voluntary Arrangement (IVA)
If you have been employed less than 6 months
Standard criteria
Minimum age at outset - 18
Max age at loan end - 75
Minimum loan - £350
Maximum loan - £7,499
Employed or benefit or pension income considered
Flexibility as standard
No penalty for repaying your loan off early
No set up fees
No late payment fees
Interest charged daily
Pay weekly, 4 weekly, fortnightly or monthly
Pay by standing order or direct debit
3 months payment holiday (in one go or separately) Available on selected loan products
*dependent on loan type
Small print
Make sure you can afford the repayments. A loan is an important financial commitment and failure to keep to the monthly repayments may result in an adverse effect on your credit rating. Always talk to us if you are experiencing financial difficulties. Applicants must be aged 18 or over. Loans subject to status.
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