Comparison correct at 10/09/21 on loans up to £4,999 when compared to Barclays, Halifax, Santander, Nationwide, TSB. Wessex Community Bank personal loans had a lower
HOW DOES THE CASHBACK! LOAN
With every single loan repayment you make, we stash a little bit of cash away for you at the same time in to your personal cashback
So, when your loan ends, you'll have built-up a lovely pot of money.
And it's all yours to keep! No hidden catches.
CHOOSE THE NOT-FOR-PROFIT BANK
It's where real Heroes are made.
APPLY FOR A LOAN
Home Improvements | New or Used Car I Pay Off Expensive Credit Cards & Overdrafts
You will not pay back more on your loan than you would otherwise by taking out this product.
Do not take out this type of loan purely on the basis of obtaining a cashback.
Representative example: 8% APR Representative based on a loan of £2,500 repayable over 24 months at an interest rate of 11% pa (fixed). Monthly repayment
of £116.52 Total amount payable £2,796.47. Rates vary depending on your personal circumstances. This calculator is a guide to repayments.
Terms & Conditions of offer
Our comparable offer is based on one of the following lenders listed below, offering a combination deal comprising all of the following
attributes. Three month payment break, 2 months deferred start option, no redemption penalty, cashback when the loan ends of at least 10% of the loan amount. Offer based on single applicant unsecured
personal loan, excluding car finance agreements or loan agreements attached to conditional purchases, home improvement offers or offered via third-parties or buy now pay later agreements.. The
comparable lenders includes: Halifax. Nationwide. Barclays. TSB. Lloyds. Natwest. Provident. Santander. HSBC. COOP. RBS. Based on a maximum loan of £4.999. You will need to provide a loan offer
from one of the lenders listed and not an assumption that you will be granted a loan at the rate advertised by any comparable lender. In the unlikely event you can find a better overall deal e'll
guarantee to match it. If we can't, we'll give you £50
We currently can't lend to you:
If you are self-employed
If you are on contract or on zero hr
If you have had a Debt Relief Order (DRO) in the last 6 years
If you have had an Individual Voluntary Arrangement (IVA) in the last 6 years
If you have been employed less than 6 months
Minimum age at outset - 18
Max age at loan end - 75
Minimum loan - £350
Maximum loan £4,999
Maximum loan - £15,000 when secured against savings
Employed or benefit or pension income considered
Flexibility as standard
No penalty for repaying your loan off early
No set up fees
No late payment fees
Interest charged daily
Pay weekly, 4 weekly, fortnightly or monthly
Pay by standing order or direct debit
3 months payment holiday (in one go or separately) Available on selected loan
*dependent on loan type