GUARANTEED CURRENT ACCOUNT

 

You won't find any nasty surprise fees or charges with our current account.

 

 

 

 

 

 

 

 

 

Most banks are now charging up to 39.9% interest for going even a few pounds overdrawn.

We don't.

 

 

We're a not-for-profit bank. It's fair banking.

 

 

 

 

THE CURRENT ACCOUNT WITH VISA DEBIT CARD

GUARANTEED ACCEPTANCE

 

  • No credit check
  • No overdraft fees or interest
  • Unemployed or employment accepted
  • Poor or bad credit history is OK

 

> No minimum income required.

> No minimum monthly deposits.

> Same day acceptance

> No hidden fees

 

It's your rules. You decide.

 

 

"I'm not great at managing my money & was being charged daily fees & interest by my previous bank for going overdrawn by just a few pounds "

 

Debbie. Southsea

 

 

 

OVERDRAFT FENCE

 

We'll automatically stop any payments going out of your account that would normally make you overdrawn. Even if we can't stop a payment, we won't charge you for being overdrawn.

 

 

 

 

"I wanted someone local, when I needed to talk about my account transactions, not a call centre thousands of miles away"

 

James. Hilsea

ATM WITHDRAWALS ARE FREE

 

LOCAL CALL CENTRE

MOBILE BANKING

 

check your 'real-time' balance

view all your transactions 

send money to other banks & people

view your latest cashback rewards

get a contactless debit card

set up and cancel DDM and standing orders

get account activity notifications 

 

 

 

 

GET YOUR REWARDS

 

Your VISA debit card can be used everywhere and every time you use it in any of our partner reward retailers, you'll get cashback rewards of up to 15%. This means we'll give you money just for using your card. It's that simple.

 

 

 

Getting a current account & VISA debit card with us is easy.

Even if you've been turned away elsewhere.

 

 

 

Some banks offer you a 'FREE' bank account. That's until you go overdrawn, need a bunch of bank statements, a cheque drawn up or when you want something extra. Free banking isn't always what it seems.

 

 

Transparent Management Fee

We don't charge overdraft fees, interest charges or other hidden fees for this, that & the other. We charge a simple transparent fee of only £2.25 weekly, so you know exactly what to expect with no hidden extras.

 

It's simple. easy to understand and honest.

 

 

APPLY

 

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The bank for Hampshire & IOW