GUARANTEED CURRENT ACCOUNT
You won't find any nasty surprise fees or charges with our current account.
With our bank account, you'll never be charged with unwanted daily penalty fees and interest if you go overdrawn.
We're a not-for-profit bank. We're on your side.
It's fair banking.
THE CURRENT ACCOUNT WITH VISA DEBIT CARD
GUARANTEED ACCEPTANCE
- No credit check
- No overdraft fees or interest
- Unemployed or employment accepted
- Poor or bad credit history is OK
No minimum income required.
No minimum monthly deposits.
Same day acceptance
It's your rules. You decide.
"I'm not great at managing my money & was being charged daily fees & interest by my previous bank for going overdrawn by just a few pounds "
Debbie. Southsea
OVERDRAFT FENCE
We'll automatically stop any payments going out of your account that would normally make you overdrawn. Even if we can't stop a payment, we won't charge you for being overdrawn.
"I wanted someone local, when I needed to talk about my account transactions, not a call centre thousands of miles away"
James. Hilsea
ATM WITHDRAWALS ARE FREE
UK CALL CENTRE
MOBILE BANKING
check your 'real-time' balance
view all your transactions
send money to other banks & people
view your latest cashback rewards
get a contactless debit card
set up and cancel DDM and standing orders
get account activity notifications
GET YOUR REWARDS
Your VISA debit card can be used everywhere and every time you use it in any of our partner reward retailers, you'll get cashback rewards of up to 15%. This means we'll give you money just for using your card. It's that simple.
Getting a current account & VISA debit card with us is easy.
Even if you've been turned away elsewhere.
Some banks offer you a FREE bank account. That's until you go overdrawn, need a bunch of bank statements, need a cheque drawn up, or you want any other extra service.
Transparent Management Fee
We don't charge overdraft fees, interest charges or other hidden fees for this, that & the other. We charge a simple transparent fee of only £2.25 weekly, so you know exactly what to expect with no hidden extras.
APPLY
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