We're celebrating 20 years of not-for-profit community banking.


Genuine social-impact banking.


We are for people who want to invest or borrow with a not-for-profit bank. Simple.



It's truly Heroic!


Regulated by the Bank Of England. Registration number 213757



It's not everyday you come across a not-for-profit bank.


Quick 10 point fact check:


  1. Genuine not-for-profit bank
  2. Professional unpaid volunteer Board of Directors
  3. Sales staff not commission based
  4. Local call centre
  5. Local employees
  6. Profits go back to Members, Services & Grants
  7. All investments ethical & UK based 
  8. All deposits 100% guaranteed against loss
  9. Deposits invested in promoting economic growth
  10. Diverse & inclusive banking ethos


Be different.

Local money which stays in the local economy


When you save with us, your money is not only 100% safe, but invested in the local community across Hampshire & IOW, Southern West Sussex, East Dorset & West Surrey.


In fact, we've already invested over £48M in to the local economy by granting ethical loans to local people.


This helps our community grow and prosper and keeps money circulating.



Investors? Shareholders? No thanks


Unlike many high street banks, we don't have greedy shareholders or faceless investors. 


When we make money, we give this back to you (our Members) in the form of an annual dividend (profit-share) payment.


Other surpluses are invested in Hampshire & IOW,  Southern West Sussex, East Dorset & West Surrey and via our Community Grant scheme.



Our Ethical



We believe in real social-impact investing. 


  • Investing with guarantees against customer loss.
  • Investing with honesty and transparency.
  • Supporting economic and social development in Hampshire & IOW, Southern West Sussex, East Dorset & East Surrey.


Download our 2021 ethical investment policy statement.



Honest local ethical banking

for Hampshire & IOW, Southern West Sussex, East Dorset & West Surrey. 

Safe & Ethical Everyday Banking


Low rate loans

Ethical CASH ISAs

Christmas Clubs

Credit Builders

Current Accounts

Instant Access Savers

Community Grant



We've already provided valuable grants to local projects including:


Wessex Blood Bikes

CAB Havant

Solent Junior Devils Ice Hockey Team

6th Gosport Scouts Group

Zero waste Portsmouth

and many others.



Want to talk

about it?


Call our office and talk to our local friendly team on


02392 827980


Monday to Friday 9:30am until 4:30pm







It's a new way to borrow. There's no other loan quite like it.....

Personal Loan

Lower rates than the big banks

Current Account

VISA debit card and Rewards Scheme

Ethical ISA

Invest in your local community

Savings Account

Instant access for a rainy day

Safe & secure

Being small and local doesn't mean we're not a fully regulated bank.


We're dual regulated by the (FCA) Financial Conduct Authority and the (PRA) Prudential Regulatory Authority under the Bank of England registration number 213757. All our customer deposits are protected by the Financial Services Compensation Scheme up to £85,000 of individual savings.

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The Not-For-Profit Ethical Bank