& Ethical Community Banking

Since 2001













Social & economic impact on the place where you live

That's real local banking.








Regulated by the Bank Of England. Registration number 213757




We are exclusively here for people who live, work or study in Hampshire & IOW who want to invest or borrow in a bank which genuinely benefits their local economy and community.


We're not a big bank. We are the real local bank.



Find out what we do and why we do it.




The only not-for-profit Community Bank for Hampshire & Isle of Wight


No other bank exclusively serves Hampshire & IOW for local banking.


Almost 50,000 local people have joined our community bank since 2001. 


Trust us. We're a regulated bank & authorised by the Bank of England. Registration No 213757.

Local money which stays in the local economy


When you save with us, your money is not only 100% safe, but invested in the local community across Hampshire & IOW.


In fact, we've already invested over £47M in to the local economy by granting ethical loans to local people.


This helps our community grow and prosper.

Imagine it.

We talk to our Members


Imagine calling your bank and talking to a local person about your local bank account.


Just chatting over helpful stuff, which helps you manage your money. 

Our Ethical Policy


We believe in real social-impact investing;

  • Investing with guarantees against customer loss.
  • Investing with honesty and transparency.
  • Supporting economic and social development in Hampshire & IOW.



Download our 2019/20 ethical investment policy statement.

Investors? Shareholders? No thanks


Unlike many high street banks, we don't have greedy shareholders or faceless investors. 


When we make money, we give this back to you (our Members) in the form of an annual dividend payment. Other surpluses are invested in Hampshire & IOW and via our Community Grant scheme.


Community Grant scheme


We've already provided valuable grants to local projects including:


Wessex Blood Bikes, CAB Havant, Solent Junior Devils Ice Hockey Team, 6th Gosport Scouts Group, Stand Up Portsmouth and many others....



Safe & secure.

Your money is protected by the government £85,000 compensation scheme. If something happens and our bank ceases trading, you'll get back all your money back up to £85,000 invested. 

Loans | Savings | Current account | Ethical Flexi ISA



Want to talk about it?

02392 827980

Monday to Friday 9:30am until 4:30pm








Portsmouth Savers opens as a not-for-profit Credit Union for people who live, work or study in Hampshire



Portsmouth Savers opens Winchester Savers



Portsmouth Savers opens Basingstoke Savers



Portsmouth Savers opens Southampton Savers



Portsmouth Savers rebrand all brands to

United Savings & Loans



United Savings & Loans

acquire Havant Savers



United Savings & Loans

acquire Isle of Wight Credit Union



United Savings & Loans rebrand as

Hampshire Credit Union



Hampshire Credit Union rebrand as

Wessex Community Bank



Wessex Community Bank

with several million in Members deposits and loans,

we serve thousands of people across Hampshire.


Safe & secure

Regulated by the Bank of England and the Financial Conduct Authority and your money is protected by the government £85,000 compensation scheme.

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The bank for Hampshire & IOW