Saving with social impact
We use every penny you save to help grow, develop and empower local communities.
Members’ deposits are invested in risk-free ethical investments to support socio-economic development and help create wealth across our region.
Opening a savings account and investing with us is all about putting your money to good and making a difference.
Key information
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We offer targeted dividends on our accounts. These payments are like ‘profit-share’ and are dependent on the bank's performance and are not guaranteed upfront.
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Our investment risk attitude is classed as ethical-cautious.
We invest for a better society. We only invest in ethical instruments which have a social impact and are zero risk.
All dividends are paid based on an Annual Equivalent Rate (AER) and are reviewed quarterly by our investment committee.
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UK resident 18 or over (excluding junior accounts) living or working in Hampshire & IOW, Southern West Sussex, East Dorset & West Surrey.
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As part of our foundation, we plant three trees with the non-profit organisation Ecologi, with every new saving account opened.
If you want to know a bit more about how we invest before you choose an account, you can find out more here.
Choose the perfect account
Instant access saver
What is it?
A regular monthly savings account.
Reason to choose it
You need a simple and straightforward way to save on a regular basis with instant access.
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The target dividend on this account is 0.01% AER which matures annually on 30th September.
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A fee-free regular saver account with a minimum balance of £1 and a maximum balance of £45,000.
Same-day access before 3 pm (excluding weekends & bank holidays)
Christmas club
What is it?
A regular monthly savings account.
Reason to choose it
When you don’t want to pay for Christmas on an expensive credit or store card and you want to make plans now.
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The target dividend on this account is 0.25% AER maturing annually on 1st November.
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A regular saver account which pays out annually on 1st November.
Minimum balance of £1 and a maximum balance of £45,000. The account is instant access.
Withdrawals before maturity will invalidate eligibility for a dividend.
Plan & save account
What is it?
A regular monthly savings account.
Reason to choose it
You want to build up a savings balance over a longer period to achieve a medium-term savings goal.
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The target dividend for this account is 0.5% maturing annually on 30th September.
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A medium-term regular saver with a minimum balance of £1 and a maximum balance of £45,000. The account is instant access.
Withdrawal before maturity will invalidate eligibility for a dividend.
Ethical cash ISA
What is it?
A regular monthly or lump-sum transfer savings account.
Reason to choose it
A medium to long-term tax-free way to save and build your financial health.
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The target dividend for this account is 0.75% AER maturing annually on 30th September.
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An Individual Savings Account (ISA) is a tax-efficient way to save over the medium to long-term and build more significant savings.
This is a flexible ISA and withdrawals are permitted.
Credit Builder
What is it?
A regular monthly savings account linked to your credit file.
Reason to choose it
You want to improve your credit rating and access more affordable credit in the future.
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Dividends re not paid out on this type of account.
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A savings account linked to a 0% APR personal loan.
Save into your credit builder savings account and we’ll register this with the three main credit agencies.
We plant 3 trees with the non-profit organisation Ecologi, with every new saver’s membership account opened.
Not sure what the best account is for you?
Call 02392 827980 and speak to a friendly member of staff.
Individual deposits up to £85,000 are protected by the Financial Services Compensation Scheme (FSCS)